Business cover for dental malpractice, clinical negligence & vicarious liability
Your business could be held legally responsible for the actions of your employees, partners or directors. Our business cover is designed to protect you against the risk of vicarious liability claims, offering peace of mind should something go wrong.
Protect your business and your patients
✓ Market-leading dento-legal guidance and defence
✓ Financial protection against claims and compensation
✓ Pro-active support to reduce clinical and operational risk
Protection you can trust
We're on your side on good days and in tough times.
Market-leading expertise
Protection and defence from the leading in-house legal and advisory team in the sector. We help you resolve complaints efficiently and effectively.
Financial security
The financial strength and security to protect healthcare businesses, built on 120 years of reinvesting profits.
Proactive risk management
Access to CPD tools, training, and content to help reduce the risk of complaints and claims before they arise. Bespoke consultancy services available.
Our holistic approach
We are committed to working alongside your business to help you thrive.
MDDUS HR support
Expert advice from a team that uniquely understands the realities of employing and managing medical professionals.
Wellbeing support
Digital tools and personal guidance to support your teams’ wellbeing and work‑life balance – all in one easy‑to‑use platform.
Account manager
A dedicated single point of contact, providing simple, personal and effective support throughout your membership.
Additional protection options
✓ Dental Group Scheme – Discounted individual dental indemnity for practice teams.
✓ HR representation and indemnity - Legal advice, representation and indemnity for employment tribunals from the MDDUS in-house team.
✓ Surgery insurance - 5% discount via NPA Insurance Ltd. Includes premises, contents, employer’s liability, public liability and business interruption.
✓ Income protection - 25% discount via PG Mutual for the first two years of income protection cover.
Insurance or discretionary indemnity
MDDUS Solutions uniquely offers two trusted ways to protect your dental business – insurance or discretionary indemnity. Both models are widely used across UK healthcare and are recognised approaches to managing clinical risk. Each option provides robust, comprehensive protection. Simply choose the model that best fits the needs of your business.
FAQs
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What’s vicarious liability and why is it important?
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Who needs cover for vicarious liability?
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What’s dental corporate clinical indemnity?
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I’m a GDP Principal with my own personal indemnity in place. Do I still need corporate indemnity?
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What’s the difference between discretionary indemnity and insurance?