GROUP INDEMNITY SOLUTIONS FOR UK BASED DOCTORS

Part of a group of doctors? Let us build a bespoke indemnity solution for you

MDDUS Solutions offers indemnity packages for groups of doctors working together in a single practice or within a multi-location medical group. Built on over 120 years of MDDUS heritage, our aim is to offer bespoke solutions that will make it easier and cheaper to manage multiple indemnity policies. If you are a group of doctors looking for indemnity cover, our team of experts are on-hand to help.

Along with the standard features and benefits of our Medical Group Scheme packages, it's important that you make an informed decision on whether discretionary indemnity or contractual insurance is the right type of cover for your group. We've detailed some important information on both options below.

 

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Five reasons to
choose MDDUS Solutions

  • Built on 120 years of trust
  • 24/7 Support, 365 days a year
  • Centralised billing options
  • Not-for-profit ethos
  • Bespoke solutions for you, your healthcare team & your business

Medical group features and benefits

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Simply fill in your details and our team will be in touch to discuss your needs and build a bespoke quote for you.

Differences between discretionary indemnity or contractual insurance

Discretionary Indemnity

  • Provides legal and financial assistance at the discretion of the MDDUS Board of Directors.
  • Flexibility to take into consideration wider context of a case.
  • Occurrence-based. You will be eligible for discretionary assistance for all incidents that occur, if you were in membership at the time of the incident, regardless of when an actual claim is made.
  • No fixed limits.
  • No requirement for Extended Reporting Period (ERP), otherwise known as run-off cover, as any incident when in membership is covered.

 

CONTRACTUAL INSURANCE

  • Contractual obligation to compensate for some defined loss or damage.
  • The terms of the contract detail what is, and is not, covered.
  • Claims-made. This means you must be insured both when the incident occurred and when the claim or potential claim is reported.
  • Claims covered up to £10,000,000 per policy period.
  • Extended Reporting Period (ERP), otherwise known as run-off cover, is available for claims that occur while you were insured but weren't reported until after the policy ended.
  • Regulated by the Financial Conduct Authority (FCA).

Our practice has had excellent support from MDDUS Solutions for both small and large issues. Thank you for your help when needed.

MDDUS member, London

Need indemnity for your medical business?

Protect your medical business against malpractice claims it could be held vicariously liable for. We’ll also be by your side for advice, support and representation

Choose between discretionary indemnity or insurance.

Protect your business

OUR ‘NOT-FOR-PROFIT’ ETHOS

Our ethos is to provide indemnity products which stay true to the MDDUS Group's “not-for-profit” status. That means that any profit earned by the  MDDUS Group is re-invested so that we can continue to put the needs of our members before financial gain.

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